VA Capital is preparing to launch under VARA authorisation. Accounts are not yet open — register your interest and we'll notify you at launch.

How it works

A fixed rate, a term you choose, and returns paid every month.

Here's exactly what happens, step by step, with nothing hidden.

  1. 01

    Open your account

    KYC identity verification and AML source-of-funds checks, fully online.

    Most verifications complete within 2 business days [DUMMY].

  2. 02

    Choose your plan and term

    Three fixed-rate plans — Core, Plus, Prime. Pick the term you can commit to.

    Your rate is locked at the start and unchanged for your term.

  3. 03

    Fund your account from AED 500

    AED bank transfer or supported digital assets. Funds held in segregated custody with Hex Trust [DUMMY].

    You preview your plan, start date, rate and projected monthly return before confirming.

  4. 04

    Receive returns monthly

    From your first full month, paid to your nominated bank account in AED or USD.

    Statements available in your dashboard, every month.

Plans at a glance

PlanTermFixed rate p.a.Returns paidEarly-exit notice
Core1 year10%Monthly1 month
Plus2 years15%Monthly2 months
Prime3 years20%Monthly3 months
Worked example

A look at the Prime plan.

Numbers below are an illustration only — your returns depend on your investment amount, plan, and the contractual terms you sign.

Illustration only

An AED 100,000 investment in Prime (20% p.a., 3-year term) earns AED 20,000 per year — about AED 1,667 each month. Over three years that's AED 60,000 in returns, with AED 100,000 capital returned at the end of the term, subject to terms and to capital risk.

Break clause (honest)

  • Core1 month written notice
  • Plus2 months written notice
  • Prime3 months written notice

During the notice period, monthly returns continue at 50% of your fixed rate and your capital is returned at the end of the notice period [DUMMY — confirm exact mechanics with legal].

At maturity

Withdraw your capital, or roll into a new term at the prevailing rate. We'll contact you 30 days [DUMMY] before maturity so you can decide unhurried.

See current plans
Capital is at risk. Fixed returns are contractual, not guarantees of profit. The value of digital assets can fall as well as rise. VARA licence in progress.